He was bed ridden and could not walk or even sit up, so there was no chance of getting him to the BIMC!
The Doctor that was seeing him at he Hotel rang an ambulance and he is now in hospital. Said he could be in there 4 to 5 days.
Insurance wanted a medical report from the Doctor, which my husband faxed through to them (had to do it a couple of times because they didn't recieve it)... he also faxed me a copy of the report. When I read it I nearly had a fit......I couldn't beleive the boys were so stupid to fax it to the insurance company without reading it properly. The doctor had written that he had an accident a couple of years ago which damaged his spine! This was not true!
He did hurt his back "many" years ago but had not had much problems since. As most of you know we all suffer with some kind of back pain from time to time, but we don't count it as a pre existing condition, unless it was major.
Now insurance company said they do not cover pre existing medical conditions. He is drugged up to the max and is not thinking to clearly, but said he was going to get the doctor to fill out another report and send it to insurance, but I think it may be too late and I don't like his chances of being covered.
They tried to ring the insurance company for 2 hours but could not get through on the emergency number.......I have had to ring them from here and then ring Bali about 20 times today. My husband said he has spent over $100 just in phone calls back and forward to me.
Its been a night mare of a day and I am freaking at what costs are mounting up for the brother. If he is in there for 5 days.. then he has to rebook his air fare home its going to work out very very expensive!
I don't think it is too good that I have had to be the go between all day. I am not knocking the insurance company, maybe its just the Bali phone system. But it makes me think what would happen in a case of a life and death situation if you can't get a direct line from Bali to your insurance company.
Are they going to believe the next medical report stating that is was years ago that he hurt his back and not just a couple of years ago!
I don't even know if the insurance company has even contacted the brother yet!
The husband, son and nephew has had to just leave him there as they are due to fly out tonight.
Thanks for all your reply's and concerns. I will keep you posted.
Pauline