It's called Duty of Disclosure

Posted by Macheath on Friday, 13. January 2006 at 13:02 Bali Time:

In Reply to: Question for putu_Les/Travel insurance posted by Baliku on Friday, 13. January 2006 at 12:14 Bali Time:

If you don't disclose an existing medical condition and you make a claim (even if it isn't to do with THAT medical condition) they can refuse the claim and cancel your insurance. But 1st the Insurance Company would have to find out that you had an exisiting medical condition that you didn't disclose. I used to work in a Bank that sold Travel Insurance and that is basically what all the blurb in the contract means. Also my girlfriend inquired when we were travelling in June as she has a pre-existing condition.

Most Travel Insurances have some pre exisiting conditons eg. asthma that are covered automatically.

Cheers Sue

Follow Ups:

Thanks for that information Baliku Friday, 13. January 2006 at 13:59 Bali Time (10)
- travel insurance stormy Friday, 13. January 2006 at 16:00 Bali Time (9)
  - Have a great trip Baliku Friday, 13. January 2006 at 16:38 Bali Time (8)
    - Hi Baliku,we now have to fill out a form dromomaniac Friday, 13. January 2006 at 17:38 Bali Time (7)
      - Thanks Baliku Friday, 13. January 2006 at 18:04 Bali Time (5)
        
        I'm sure this information will help dromomaniac Friday, 13. January 2006 at 18:24 Bali Time (4)
        
        We can all count our blessings Baliku Friday, 13. January 2006 at 18:34 Bali Time (3)
        
        Let me explain that a little better Baliku Friday, 13. January 2006 at 18:36 Bali Time (2)
        
        Had to giggle, of course I took it the dromomaniac Friday, 13. January 2006 at 18:50 Bali Time (1)
        
        can you please Baliku Friday, 13. January 2006 at 19:04 Bali Time (0)
      - Thanks Baliku Friday, 13. January 2006 at 18:02 Bali Time (0)
correct goldmember Friday, 13. January 2006 at 13:23 Bali Time (0)