In Reply to: It's called Duty of Disclosure posted by Macheath on Friday, 13. January 2006 at 13:02 Bali Time:
the wording in the brochure of our insurance company reads
"If you don't comply with the Duty of Disclosure, we may reduce the amount of any claim and/or cancel your insurance. If fraud is involved, we may treat your insurance as void from the beginning."
It's best to be as upfront as possible with the insurance company then you'll both know where you stand and avoid any problems.