Family of 6 leaving for Bali on Friday. Last night talking to my Step mother she raved on about not carring money in my bag which will go over my shoulder and head and be in front of me. She said I should have a money belt as someone could cut the straps of my bag and the money belt shouyld not be visible. She's made me feel nervous though it's over 10 years since she was there. Surely it's not that bad or am I naive???