After hearing about the aussie overseas that fell and hit his head and ended up in hosptial in a coma for two months(I think maybe longer) and his travel insurance wont cover him because he was intoxicated, decided to check the wording carefully.According to the fine print in 1cover they will not cover you for "being under the infulence or addicted to intoxicating liquor" which in itself sounds absurd, but with my lads and their girls going to Bali with us in September I am a little concerned as the boys all love a beer or three. How many of you have actually read this and thought what the implications might be, or in fact, how many have even known it was there at all??