In Reply to: Check insurance carefully. posted by gillb on Sunday, 9. March 2008 at 19:20 Bali Time:
that one beer can be deemed as "under the influence of alcohol"
This became a huge problem for a forumite a few years back when her husband fell over in the hotel many hours after drinking a few beers.
They have to cover themselves otherwise drunken fools could do crazy things and expect payment.
There are many things like that if you read the fineprint.