We had 10 fantastic days in Bali back in April, today we have just been informed by our bank that our visa has been maxed out and that our card must have been skimmed. We only used the card at 3 places and these were Papa's restaurant, Uncle Norms and the Indo Restaurant. Take a tip and keep an eye on your card at all times, in all 3 instances hubby let the card go with the waitperson for processing ..