In Reply to: Westpac charged me posted by Tina G on Monday, 23. April 2007 at 12:23 Bali Time:
.. (eg you deposit funds onto it before you leave) you don't pay any fees to make a withdrawal until you have used up your funds (but after this yes you do!) This is in NZ but I understand its the same in Oz. For this reason we take our spending money half in cash and half deposited onto the card :-)
Hope this helps
Sheryl in NZ