In Reply to: If you westpac a/c is in credit .. posted by cyberbirth on Monday, 23. April 2007 at 14:41 Bali Time:
My Visa debit card (only actually allows $50 credit) is actually me accessing my funds from my credit card. I select credit rather than cheque, but its all my debit funds. They charged me too!
(Maybe a Visa credit card is different, if you have funds in the account in debit.)