I just realized that you are the guy that steered me to Escapes Unlimited. I recently received some insurance advice from you on the other forum that made great sense concerning evacuation insurance. Most of the posts were anecdotal horror stories and what ifs. That's twice now you have come to my aid with viable suggestions Escapes Unlimited turned out to be the best option for us and Christine Furman in particular turned out to be particularly patient and resourceful. Thanks again for all your help. What else you got to tell me?