In Reply to: Question for Citibank debit card users. posted by Monsta on Saturday, 9. May 2015 at 18:10 Bali Time:
This is an extract from whirlpool run down on citibank plus use worldwide
Indonesia: Avoid Commonwealth Bank & ANZ who charge fees. Recommended in order first to last, BCA, Mandiri, CIMB/Niaga, BNI, Danamon, Mega to withdraw without paying fees. Be careful as the machines usually dispense cash before they give your card back, or may ask you if you would like to process any other transactions before returning your card (but your options are limited in what you can do at an ATM compared to regular Indonesian cards). If you take the cash and are busy stuffing it in your wallet, the machine may eat your card.
In some areas where there are a large array of ATMS from a specific bank, the ATM may reject your card as it is not issued from that specific bank (before even putting in your pin, or might not process a transaction after doing all the steps). However, if you are in this situation, there is a good chance that ATMs from other banks are nearby and you can try another bank. Mainly had issues with BCA in this scenario, and once with CIMB