In Reply to: changing AUD to USD to Rup posted by lnt on Wednesday, 17. April 2013 at 13:16 Bali Time:
ALWAYS exchange IN the country whose currency you're buying!
In other words NEVER buy rupiah in OZ!
NEVER buy USD in OZ!
At least - not expecting a good rate. It may well be convenient to people to but foreign currency in OZ - just do NOT expect the best rate!
AND especially NEVER buy USD in Oz to change them to Rupiah in Bali.
The simple truth is - dealers in currency are ALWAYS going to make a profit on every exchange you make!
That's how they make a living - nothing nasty or sinister about that. Everyone HAS to make a living.