In Reply to: Avoid travel insurance direct posted by tampling on Wednesday, 12. December 2012 at 16:26 Bali Time:
don't understand why you would expect the insurer to reimburse you for the accommodation costs that you used. It is not there for you to make a profit but to reimburse you for costs associated with a medical problem or for accommodation etc that you were unable to use due to this problem. So if you had been flown out earlier you may have been able to claim