In Reply to: another question... sorry! posted by Bigpete3941andfamily on Wednesday, 19. September 2012 at 05:23 Bali Time:
the ATM exchange rates for debit cards are competitive..but the fees are fixed so you should take out the max you can at a machine. EG on Mon night i used my ANZ debit card in a CBA ATM in Sanur 1.5m rupiah cost me AUD$156.19 plus the fees ie a $2 CBA fee plus a $5 cirrus fee.
You might as well used the cba travel card if you have already loaded it and when its empty, use your debit card.