Hi, this is my first post. Have just returned from my 3rd Bali trip, first with kids (3, all under 7 years) and we had an absolute ball.
Just going through my bank statement, and thought I'd pass on a word of warning. Besides carrying some cash, we only used Comm Bank ATMs as we are customers, and thought this would be our best option. I found out today that our bank was giving us an exchange rate of 8100RP, when the reputable street rate was 8700 (PT Central). So you're losing almost 10% from the get-go, and they STILL CHARGE THE ATM FEE!!
Anyway, next time, it's all cash for us!