In Reply to: Insurance used by Perth Families posted by chivo on Sunday, 31. October 2010 at 08:52 Bali Time:
Medibank private,HBF and 1 Cover
We have used 1 cover the past 3 trips as it is cheaper with same cover as others.
Medibank and HBF do discount for members but 1 cover is still cheaper.
Never had to make a claim against travel insurance so cant help you there.