In Reply to: Travel insurance posted by sofe on Saturday, 27. September 2008 at 20:29 Bali Time:
"Your claim arises because you did not follow advice in the mass media of a government or other official body's warning:
* against travel to a particular country or parts of a country; "
This means IF your claim arises because of the warning. EG if they warn not to travel because of bomb threats and you are bombed, they won't pay.
If you break a leg that is covered as the warning did not say Don't go because you will break your leg.
In other words. Everything is covered except for the terrorist bit.
I guess it's a bit ambiguous but people are making claims and haven't had any problems.
You need to have an Australian bike licence (not a car licence) if you want to be covered. Or you can do the test in Bali and get a Bali bike licence.