Hi all, Just thought I'd post regarding an interesting change I noted in our travel insurance renewal. We have a family annual travel insurance policy with QBE, so that we don't have to keep getting short policies & bothering with it all if we decide to travel at short notice. Usually we're required each year, upon renewal, to get a Dr's letter confirming the details of our daughter's peanut allergy and submit it to the insurance company to apply for cover for a 'pre-existing medical condition'. They have also stated that we may be charged extra for such cover, though they never have charged us any extra. However, this year the details of the application state:
"Provided the following Existing Medical Conditions are stable and you or anyone else to be covered are not waiting for treatment, on a hospital waiting list or awaiting results of medical tests or investigations in relation to any of these conditions cover is provided without application.
Acne
Allergies - such as allergic rhinitis, chronic rhinitis, hayfever, sinusitis anaphylaxis dermatitis, eczema, psoriasis, urticaria, food intolerance, latex allergy
Anaemia - including iron deficiency anaemia, B12 deficiency, folate deficiency, pernicious anaemia
Asthma - not requiring cortisone medication and no hospitalisation for the past 12 months including as an outpatient
....."
etc, etc - there are many more medical problems covered in this section. This is quite a significant change for those of us affected by such issues, so I just thought I'd share this. Please, though, when you apply for any travel insurance do check that this is still the case, as it can obviously change quite significantly.
Cheers,
Sue