In Reply to: Has this happened posted by Sanur on Monday, 15. May 2006 at 16:06 Bali Time:
Below is a link to explain chargeback. You did not receive the goods that were paid for so are entitled to claim a chargeback,. You were not claiming fraudulent activity on your credit card, but unreceived goods.
So the bank ownes to money back.
http://www.cclcnsw.org.au/DFT_Project_2002/module_18_Banking/fs_chargebacks.html