In Reply to: refund AP posted by Sanur on Monday, 3. April 2006 at 14:35 Bali Time:
I have a Westpac Gold Mastercard and I got my AP fares refunded via 'chargeback' on the basis that I paid for a service that was never delivered.
I didn't make a claim for accomodation as I still used that when I bought replacement airfares with Garuda.