In Reply to: finding own accomodation posted by yevisha on Thursday, 1. December 2005 at 06:55 Bali Time:
I arrange mine before I go with the hotel (because I want a particular room)
I don't pay anything until the end of my stay.
Not difficult to do & often you will get a better rate by just walking in & negotiating (especially in budget places)
Depends whether you would like it all settled beforehand or whether it does not really worry you.
Also worth booking/arranging a couple of nights somewhere (or using the accomm part of your package) & then looking around at your leisure for something that suits.