In Reply to: 1cover posted by audinary on Friday, 11. July 2014 at 10:45 Bali Time:
Of liability being accepted they ask for cash up front eg if drugs or alcohol is involved the insurance company may not pay (read the fine print).
also I think if it is a under a certain amount they ask for cash.
I was on a plane with someone who had no money and had to hand over their passport so they could be released from hospital (and not increase the account) and the passports were not returned until they returned with cash which they had sent from Australia. Everyone need to travel with a credit card for emergency no exceptions.