In Reply to: Just read about this in other forum posted by Jillie on Wednesday, 2. May 2012 at 13:49 Bali Time:
A good friend of mine lost her husband of a heart attack while surfing on Lombok. All travel insurance would pay was about $450. Said it was pre-existing even though he didn't have a history of heart disease. He was only 54. My heart goes out to you.