In Reply to: Insurance with no excess posted by frequent_visitor on Monday, 16. April 2012 at 11:36 Bali Time:
I know its not excess free but this is who i am using they are underwritten by lloyds insurance of london.
I asked a similar question the other day but didnt get many responses.
there excess is $125 but you are insured for all the normal stuff + you get protection against the carrier/airline going bust.
cost me $116 for 13 nights insurance for 2 adults and 4 kids
link (just replace DOT with a .
http://wwwDOTtravelinsuranz.com.au/
hope this helps