In Reply to: How can leaving your back posted by TnT on Friday, 30. March 2012 at 13:18 Bali Time:
are absolute A-holes.Have even 1 sip of beer,wine or any alcohol with in a 24 hour period & you are screwed IF you have an accident.
Get distracted when paying a cab fare & leave your phone behind then you are stuffed.
As with all insurance policies - they are happy to take your money but avoid paying up if they can & you can't be bothered fighting it !