In Reply to: 1 cover posted by frequent_visitor on Saturday, 31. December 2011 at 08:30 Bali Time:
If you go to the 1cover website and click the link on the left side of the page for "Cover Summary" there's a table showing the details. Some things have a $100 excess if you claim and others have no excess. Most things you would claim do have an excess - such as medical, hospital and dental expenses, and things like theft etc.