In Reply to: Cash posted by Chenoa on Wednesday, 21. December 2011 at 04:10 Bali Time:
I organise a 2nd "holiday" card on my account. That way if I'm unlucky and anything happens to it, I'm not inconvenienced with all my automatic payments at home - and I still have my main card as a back up.
So far, no problems with using ATMs on every trip since 2003. Fortunately, my credit union charges no fees on my overseas ATM withdrawals and I get near enough to the street rate to not be bothered about that.
I also take a couple of hundred dollars as back up cash, but have never needed to use it.
With staying for a month at a time, I wouldn't be comfortable carrying that amount of cash with me.