In Reply to: Advantage of? posted by 3musketeers on Friday, 2. September 2011 at 16:18 Bali Time:
I don't bank with Commonwealth, so it makes no difference financially which ATN I use in Bali - my credit union charges no fees regardless. To me the difference is what you get dispensed. CBA ATMs usually spit out Rp100K notes where most others give Rp50K notes.
I generally just use whichever ATM is convenient at the time. The rate is usually Rp100-200 below the rate at PT Central money changers and I don't have to cart a month's worth of spending money with me on the plane.