In Reply to: Most give you an option posted by Sharon on Friday, 20. May 2011 at 19:23 Bali Time:
WILL cover you for riding a motorbike, as long as you have a current Australian motorcycle licence. For a moped or scooter, an Australian motorcycle or drivers licence will suffice.
In their General Exclusions it states:
"We will not pay under any circumstances if:
...
9. Your claim arises from being in control of a Motorcycle without a current Australian motorcycle licence or you are a passenger travelling on a motorcycle that is in the control of a person who does not hold a current motorcycle licence valid for the country you are travelling in.
10. "Your claim arises from being in control of a Moped or Scooter without a current Australian motorcycle or drivers licence or you are a passenger travelling on a Moped or Scooter that is in the control of a person who does not hold a current motorcycle or drivers licence valid for the country you are travelling in."
See page 76 in the link.