In Reply to: travel insurance, has anyone taken out posted by craigl on Thursday, 7. April 2011 at 11:17 Bali Time:
that "excess" refers to PER INCIDENT or ITEM.
Eg: *u lose camera = excess ($250 or chosen excess) by you before remainder paid by insur
*then u need medical attention = ANOTHER excess ($250 or chosen excess) by you before remainder paid by insurer
*then you lose glasses (or whatever!!) = ANOTHER excess etc.
Best to pay premium for NIL EXCESS on purchase!!!!
With Icover it is only $80 approx more to be FULLY covered. (less than 1 x excess!!!)