In Reply to: T.I,D - Does it cover everything? posted by joandtim on Saturday, 19. March 2011 at 16:30 Bali Time:
"f.rides a motor cycle (except as a pillion passenger) without a licence that is valid in the relevant country;"
http://www.travelinsurancedirect.com.au/wording/TIDAUS_PRIMARY_PDS_0408.html
Not covered if no valid license