In Reply to: Yes my experience too posted by Hillary on Tuesday, 7. December 2010 at 12:53 Bali Time:
Be careful if you rely upon your Gold or Platinum credit cards for ‘Travel Insurance'
The headline wording is great but read beyond that.
While it depends on the company or card provider some have a real dumb clause that states you are insured whilst travelling only, and this can be taken as purely in aircraft, public transport (i.e. Taxi) but may not cover you for sickness or accident or loss outside of these parameters
So if you planes crashes or is delayed and you are in it you are more likely than not covered, but if you are walking down the street and hit by a wayward vehicle you may not be.
For the sake of a few dollars it really is worth your while getting proper travel insurance from your favourite insurer.