In Reply to: $10,000 usd for medical care in Bali posted by masuraka on Monday, 8. June 2009 at 08:50 Bali Time:
In the USA you have to buy your own medical insurance or get it from work. The cost of this will depend on the deductible, co-pay, and benefits you choose. There is no national insurance in the USA.
Some trip insurance policies have medical benefits but they put themselves as secondary. You have to put the claims into your regular insurance and they will then pay your deductible, co-pay, etc.
We wanted something clean, and by chosing someone as primary insurance, we only had to deal with one insurance company and not have them saying this is the other insurers responsibility.