Travel Insurance - No Cover in Bali?


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Posted by cfoz on Tuesday, 24. February 2009 at 20:09 Bali Time:

I was just about to take out a travel insurance policy at "travelinsurancedirect.com.au but read that the exclusion below applies to all parts of the policy :

Exlusion 9 : "Your claim arises because you did not follow advice in the mass media of a government or other official body's warning:

* against travel to a particular country or parts of a country; "

With the "overkill" warning from the Australian Government at http://www.smartraveller.gov.au/zw-cgi/view/Advice/Indonesia which advises "Reconsider your need to travel" to any part of Indonesia - does this mean every claim could be rejected if lodged for an incident in Bali - whether bomb, lost luggage, or simply an injury from tripping over in the street?

Your thoughts??



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