In Reply to: No trouble, nearly got caught myself posted by Freogirl on Tuesday, 24. February 2009 at 14:34 Bali Time:
so the way I read it is if you die or are disabled as a result of a motorbike or quadbike accident then they do not pay the 'personal accident benefit', however I believe you are covered for medical costs/treatment if you have a motorbike accident. In their own FAQs they state - Am I covered for motorcycling "Yes. You are covered under all sections except for Personal Liability, subject to you having a motorcycle licence if you are the driver or the driver having one if you are a passenger".