In Reply to: Helping Bali friends to get a house .... posted by sting ray on Wednesday, 11. February 2009 at 14:00 Bali Time:
from Australia are sent in AUD & converted to RP at the other end with the exchange rate on the day.
Rates can be slightly lower for telegraphic transfers involving larger amounts.
Depends whether you want to carry that amount of cash with/on you or compare rates at the time etc.