heading back to Bali in five more weeks and something struck me as what could be a potential problem, riding on the back of a motorbike! i have read many reports about people hitching rides on the back of a balinese friends bike after a late night or just to head some were special, i have done it myself but i was just thinking what would happen with your travel insurance if you were involved in a accident in regards to injuries, with most policies now a days you have to tick the box if you intend to ride a bike, but i am interested to know the outcome if you are injured riding on the back without a motorbike specified on your policy.