In Reply to: Taking Money to Spend in Bali posted by margiebaby on Tuesday, 16. September 2008 at 14:36 Bali Time:
I always take majority travellers cheque & a bit of cash. It may be hassle finding a changer,etc yet if they got lost, they are replaced straight away.
ATM have hefty fees and worry about card getting stuck.
Have credit card in case of emergencies yet prefer not to use it as last time had a unauthorised transaction on it - lucky it eventually was reversed.