In Reply to: RIPPED OFF money machine posted by cruzer on Thursday, 20. March 2008 at 07:47 Bali Time:
This is a common practice in most countries, not just Bali or Thailand. What you look for when using an ATM is look where you place your card into the slot and make sure that has not been tampered with .. What occurs is that some ATM have what looks like a plastic sleeve in the ATM card slot and it reads your card and then records all your card details.. my concern is that they would need your PIN number to access your account. I work as a Bank Manager for the past 13 years and deal with the 1000s of times..Not every one gets there money back by the way............!!
The best advice I can give in my experience..
1. tell your bank your going overseas
2. tell your bank only to authorise certain limits
3. never let your card out of your sight/NEVER NEVER NEVER let any one use your card in a swipe (click Clack) machine - where they process your card manaually....IF THEY do ask for the black copy paper back then and there...
4. SORRY but use a CASHPASSPORT card...as they can ONLY use what is in the account if it gets in the wrong hands...Yes they slog us a transaction fee of $3.75 per transaction but you are paying for a secure service...
5. Visa Debit card can STILL can be withdrawn over your limit even thou it is your own money..PLUS can be done even 6 months later when your at home...IT IS STILL A CREDIT CARD.....
Hope this helps