In Reply to: cash v atm posted by roolpeter on Friday, 13. April 2007 at 15:58 Bali Time:
our credit union doesn't charge any fees at all for overseas transactions and gives very close to the daily exchange rate. If I was with a bank that charged those ridiculous fees I really wouldn't want to pay them, but as we go over for a month at a time I also culdn't carry all that cash around! If you're going for a relatively short period or not spending up big perhaps take cash with a debit card back-up? Everyone does this differently, and I've also noticed that recently a few people have started taking travellers' cheques again, whereas for a while they were pretty much passe. Cheers, Sue.