In Reply to: travel insurance posted by petrov on Wednesday, 20. September 2006 at 20:56 Bali Time:
Guys, PLEASE be careful with free credit card travel insurance. It covers you for bloody nothing. Also totally agree with the statement, if you can not afford travel insurance you can not afford to go.
I work in the travel industry and i cant tell you how many times I have had clients ring in a very bad situation because they didn't have it. My husband is balinese, I lived in bali with him for about 3 years (we now live in melbourne) and in that time i accrued about AUD$40,000.00 in medical expenses, albeit i got typoid so that was a major portion. (and yes i had insurance) however during that time i also saw a lot of stupid people that came over without insurance and were left with bad debits in their pockets because they did not have insurance.
case 1. Friend got bad bali belly, went to BIMC and came out $800 less after a 24 hour stay on a drip. She luckily had insurance so it was all paid back.
Please contact me at jamesdt80@hotmail.com if you need me to explain any of the policies to you. Flight Centre's policy is fantastic and very reasonable in price. It also gives you free covereage for 2 children under 21 for each adult paying. So if 2 adults are traveling and paying for insurance, 4 children are covered for free.