Hi David and Moira. I read further down about you using an ATM for $1.50. Can you tell me what bank it was through? I have a friend in Bali who I would like to send money to and thought if I got him an ATM card he could use it in Bali and I would deposit the money in it here in Perth. If anyone else has any othr way to get money there I would be interested to know how.