In Reply to: ATM'S posted by Patto on Thursday, 14. April 2005 at 10:12 Bali Time:
ATMs are everywhere and give the equivalent rate to what you'd get on the street, so the convenience is there for sure. You don't have to worry about shifty money changers etc either.
Having said that, I always take a few hundred in cash and leave it in the hotel safe deposit box as a fall back option. Occasionally the ATM network will go down and you won't be able to withdraw, but usually another machine close by will work - at worst they're only down for a few hours. It's always a fall back in case something happens to my card (lost, chewed by a machine etc). Having a few hundred in cash as a reserve means I'm covered until I can organise a replacement card from home.