In Reply to: ANZ Visa Card use in Bali posted by swt on Friday, 8. April 2005 at 06:48 Bali Time:
If you set your card up correctly before you leave home and have money in your credit card account, you can take the cash out at ATM's for no fees. BUT if you pay for things with your credit card, then the amount of cash in your account reduces - it does go on credit - so more like EFTPOS transaction. If you do a search of the archives, I tell you the whole story. Works for kiwi banks which are all aussie owned so should work for you !!!